INDICATOREN OP AVOIDING ATM FEES ABROAD U MOET WETEN

You may not be able to time a car repair or vet bill, but with discretionary purchases, knowing when to get the best deals can mean big savings. Need a TV? Wait until January, when last year’s models are discounted to make room for the new ones.Your monthly payment will be a percent of your discretionary spending money — don’t have any? You m